{"id":1772,"date":"2021-06-23T13:37:57","date_gmt":"2021-06-23T11:37:57","guid":{"rendered":"https:\/\/apsam.bayiconseil.com\/?page_id=1772"},"modified":"2025-07-14T01:08:36","modified_gmt":"2025-07-13T23:08:36","slug":"assurance-habitation","status":"publish","type":"page","link":"https:\/\/apsam.bayiconseil.com\/en\/assurance-habitation\/","title":{"rendered":"Home Insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1772\" class=\"elementor elementor-1772\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-12f0bce elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"12f0bce\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-11a4a7e1\" data-id=\"11a4a7e1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29dea16d elementor-widget elementor-widget-heading\" data-id=\"29dea16d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Home Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2354c1c0 no-margin elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2354c1c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0e5392 elementor-widget elementor-widget-text-editor\" data-id=\"b0e5392\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tHome insurance protects a dwelling (house or apartment) as well as the property it contains against various risks. It can be taken out by an owner or a tenant.\n<br>\n<strong>Main risks covered:<\/strong>\n<ul>\n \t<li>Fire<\/li>\n \t<li>Theft and burglary<\/li>\n \t<li>Water damage<\/li>\n \t<li>Broken windows<\/li>\n \t<li>Explosions<\/li>\n \t<li>Natural disasters (flood, storm, etc.)<\/li>\n \t<li>Homeowners liability (damage caused to others from your home)<\/li>\n<\/ul>\n<strong>Additional warranties possible:<\/strong>\n<ul>\n \t<li>Electrical damage<\/li>\n \t<li>Emergency home assistance<\/li>\n \t<li>Temporary housing in case of major damage<\/li>\n<\/ul>\n<strong>Advantages:<\/strong>\n<ul>\n \t<li>Financial security in case of a disaster<\/li>\n \t<li>Protection of real estate and personal property<\/li>\n \t<li>Rapid handling of repairs or compensation<\/li>\n \t<li>Required for tenants in most lease agreements<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c03cae9 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c03cae9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/apsam.bayiconseil.com\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Subscribe<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-48222f89\" data-id=\"48222f89\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c96806b elementor-widget elementor-widget-image\" data-id=\"5c96806b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"620\" height=\"700\" src=\"https:\/\/apsam.bayiconseil.com\/wp-content\/uploads\/2025\/07\/Assurances.png\" class=\"attachment-full size-full wp-image-559\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-bacb9ef e-flex e-con-boxed e-con e-parent\" data-id=\"bacb9ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70fbb4e elementor-widget elementor-widget-spacer\" data-id=\"70fbb4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Assurance Habitation L\u2019assurance habitation prot\u00e8ge un logement (maison ou appartement) ainsi que les biens qu\u2019il contient contre diff\u00e9rents risques. Elle peut \u00eatre souscrite par un propri\u00e9taire ou un locataire. Principaux risques couverts : Incendie Vol et cambriolage D\u00e9g\u00e2ts des eaux Bris de vitres Explosions Catastrophes naturelles (inondation, temp\u00eate, etc.) Responsabilit\u00e9 civile habitation (dommages caus\u00e9s \u00e0 [&hellip;]<\/p>","protected":false},"author":1,"featured_media":987,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ocean_post_layout":"full-screen","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"on","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ofc_meta_disable_footer_callout":"","ofc_meta_callout_button_url":"","ofc_meta_callout_button_txt":"","ofc_meta_callout_text":"","osh_disable_topbar_sticky":"default","osh_disable_header_sticky":"default","osh_sticky_header_style":"default","osh_sticky_header_effect":"","osh_custom_sticky_logo":0,"osh_custom_retina_sticky_logo":0,"osh_custom_sticky_logo_height":0,"osh_background_color":"","osh_links_color":"","osh_links_hover_color":"","osh_links_active_color":"","osh_links_bg_color":"","osh_links_hover_bg_color":"","osh_links_active_bg_color":"","osh_menu_social_links_color":"","osh_menu_social_hover_links_color":"","footnotes":""},"class_list":["post-1772","page","type-page","status-publish","has-post-thumbnail","hentry","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance Habitation - APSAM<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/apsam.bayiconseil.com\/en\/assurance-habitation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance Habitation - APSAM\" \/>\n<meta property=\"og:description\" content=\"Assurance Habitation L\u2019assurance habitation prot\u00e8ge un logement (maison ou appartement) ainsi que les biens qu\u2019il contient contre diff\u00e9rents risques. 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Principaux risques couverts : Incendie Vol et cambriolage D\u00e9g\u00e2ts des eaux Bris de vitres Explosions Catastrophes naturelles (inondation, temp\u00eate, etc.) Responsabilit\u00e9 civile habitation (dommages caus\u00e9s \u00e0 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/apsam.bayiconseil.com\/en\/assurance-habitation\/\" \/>\n<meta property=\"og:site_name\" content=\"APSAM\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-13T23:08:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/apsam.bayiconseil.com\/wp-content\/uploads\/2025\/07\/2151924161.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"684\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/assurance-habitation\\\/\",\"url\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/assurance-habitation\\\/\",\"name\":\"Assurance Habitation - APSAM\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/assurance-habitation\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/assurance-habitation\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/2151924161.jpg\",\"datePublished\":\"2021-06-23T11:37:57+00:00\",\"dateModified\":\"2025-07-13T23:08:36+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/assurance-habitation\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/apsam.bayiconseil.com\\\/assurance-habitation\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/assurance-habitation\\\/#primaryimage\",\"url\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/2151924161.jpg\",\"contentUrl\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/2151924161.jpg\",\"width\":1000,\"height\":684},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/assurance-habitation\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance Habitation\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/#website\",\"url\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/\",\"name\":\"APSAM\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/#organization\",\"name\":\"APSAM\",\"url\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/image001-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/image001-scaled.jpg\",\"width\":2560,\"height\":1706,\"caption\":\"APSAM\"},\"image\":{\"@id\":\"https:\\\/\\\/apsam.bayiconseil.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Assurance Habitation - APSAM","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/apsam.bayiconseil.com\/en\/assurance-habitation\/","og_locale":"en_US","og_type":"article","og_title":"Assurance Habitation - APSAM","og_description":"Assurance Habitation L\u2019assurance habitation prot\u00e8ge un logement (maison ou appartement) ainsi que les biens qu\u2019il contient contre diff\u00e9rents risques. 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